Insurance Companies' Profits Skyrocket, Even as Medical Malpractice Payouts Drop

A skilled pickpocket does not just take your wallet; he directs your attention elsewhere. When you notice you have been robbed, you blame someone else.

Insurance companies and their industry spokespeople are similarly skilled at misdirection. Doctors are understandably angry about the high price of malpractice insurance premiums – and patients are angry about the high cost of health care – at a time when insurance companies are reaping enormous profits. But lest this anger be directed at the insurers themselves, and result in action to regulate the insurance industry, spokespersons for the industry are quick to point the finger somewhere else. High premiums, they say, are the result of too many lawsuits and “skyrocketing” medical malpractice payouts. The problem with this argument? Medical malpractice payouts have actually decreased in recent years.

How To Deal With Sneaky Insurance Adjusters

If you need compensation for injuries due to an accident, you need to be aware of one important thing—insurance companies are in business to make—not give away—money!

Just because an adjuster is acting nice, that does not mean he is your friend. In fact, many insurance companies will pay the adjuster a bonus to settle your claim as soon as possible, with as little as possible.

Number one goal of the insurance adjuster

Did a Life Insurance Company Wrongfully Deny a Life or Diability Claim?

Individuals and families purchase life insurance policies for one reason: peace of mind. The purpose of life insurance is to provide protection in the rare but devastating event of the death of a loved one.

Such a death is often associated with unexpected financial challenges, such as medical bills, funeral expenses, loss of income, or the like. Life insurance offers protection against these financial strains. The beneficiaries of a life insurance policy receive a sum of money that they can use to offset such expenses. In this way, a life insurance policy provides protection against the unexpected.

Rhode Island Medical Malpractice Lawyers: Case Digest Malpractice Insurance

Medical malpractice and personal injury attorneys practicing in Rhode Island should be aware of a recent state Supreme Court decision that is helpful for our state’s consumers.

Rhode Island law has long required healthcare providers to have malpractice insurance, and that the malpractice insurance carriers hold certain amounts of professional liability coverage. R.I. Gen. Laws. § 42-14.1-2. Recently, the Rhode Island Supreme Court addressed whether medical providers could purchase self-insured retention plans to comply with the statute. 

Pennsylvania Nursing Home Care: A Passing Grade

Pennsylvania has been rated satisfactory in nursing home care grades. If your loved one was abused or neglected in a nursing home, contact an attorney.

Our law firm offers strong representation for individuals and families who suspect a loved one is suffering from nursing home abuse. Elderly populations are vulnerable to several types of abuse, including physical, emotional, verbal, sexual, and financial. Recently, a nonprofit advocacy group for nursing home residents used federal measures to rank the nursing home care in each state. Pennsylvania received a C.

Internet and Cyberspace Crime Law

Internet and Cyberspace Crime Law governs crimes on the internet. It is regulated by U.S. federal and state laws, as well as international laws. Cybercrime is one of the three general categories of Computer Crime. 

They are crimes that are committed through the use of computer networks and devices, although the crime committed does not target the actual computer or the network (Fraud and identity theft: phishing and pharming scams; corporate espionage; embezzlement; cyber terrorism; child pornography trafficking, and more). 

Criminal Law - a Guide to Penal Law

What is Criminal Law? 

Criminal law involves a system of legal rules designed to keep the public safe and deter wrongful conduct. Those who violate the law face incarceration, fines, and other penalties. The American criminal justice system is both complex, and adversarial in nature. With the exception of minor traffic violations, accused individuals will require the assistance of an attorney. 

Criminal Defense Law

What is Criminal Defense Law? 

Criminal defense law consists of the legal protections afforded to people who have been accused of committing a crime. Law enforcement agencies and government prosecutors have extensive resources at their disposal. Without adequate protections for the accused, the balance of power within the justice system would become skewed in favor of the government. As it is, fair treatment for criminal defendants often depends as much upon the skill of their defense attorney as it does the substantive protections contained in the law. 

Asbestos & Mesothelioma Lawsuits

Asbestos mesothelioma is a fatal asbestos cancer involving the mesothelium, a protective lining that encloses most of the body's internal organs. The only known cause of mesothelioma seems to be exposure to asbestos particles in the air. The time between exposure and the appearance of symptoms can be as long as 20 to 50 years.

What Happens if I get arrested for DUI While Vacationing in Florida?

Nothing can ruin a great vacation in sunny Florida like getting arrested for a DUI offense. What happens when you are arrested out of your home state for a DUI and what can you do about it? Here's how you can do everything you can to make sure what happens in Florida doesn't come back to haunt you in the future.

Trial by Jury in Florida

A brief overview of the jury trial process in the State of Florida.

One of the fundamental principles of our criminal justice system is the right to a trial by jury. For some people, a jury trial is a viable option and presents the best opportunity for a favorable outcome. The decision to take a case to trial, and particularly a felony case, is serious one and should be carefully considered.

How Insurance Companies Value Your Car if it Was Totaled in a Car Accident

The insurance company has to pay you the actual cash value of your car or truck if it was totaled in a car accident in Pennsylvania. Pennsylvania Insurance Law provides that you are to be reimbursed for property damage if your car was totaled. The law says the insurance company owes you for the "actual cash value" of the vehicle. This means that the actual market value of your car or truck is what they owe you.

What To Do After a Tornado or Other Natural Disaster

When any sort of natural disaster hits, it can be terrifying. Once it has passed, though, victims are often left wondering what they need to do to pick up the pieces. Is there anything they need to do in filing their insurance claims to make sure that they will get paid soon and as much as possible? This is especially important for those whose houses are destroyed and who have lost everything.

How an Insurance Attorney Can Help a Public Adjuster

By working together on litigating insurance claims, public adjusters and attorneys can obtain beneficial outcomes for their client. In their partnership, each will use their unique skill set to recover the maximum possible compensation for the claimant.

Once individuals contact their insurance company about property damage or other losses, the insurance company will send a claims adjuster to assess the damage and decide on a settlement amount. To obtain support, the claimant may hire a public adjuster, who may assist by analyzing the damage and negotiating an appropriate settlement, based on the claimant’s coverage.

Internet Crimes Can Amount to a Wide World of Trouble - Also Larceny Basics in Las Vegas

For individuals dealing with internet crimes in Las Vegas Nevada or Larceny charges, here are a few details about what this means to you.

Internet law is a relatively new specialty area, and continues to evolve with as technology changes. Online criminal activity can include everything from the solicitation of a minor to fraud, with there being varying degrees of punishment for each offense. They are addressed in various chapters of the Nevada Revised Statute, and some may also be federal offenses because they happen across state lines. Punishment can include jail time, fines, probation or even restitution to the victim.

Top 7 Things to Check on Your New Jersey Car Insurance Policy

Cheaper isn't always better. Here's a list of things to check when purchasing automobile insurance coverage in New Jersey. Whether buying online or with an agent, make sure you know what you are getting.

1. Liability Insurance - increase your coverage from the minimum.
Liability insurance is what covers you when you cause injuries or damages. NJ requires a minimum of $15,000 per injured person and $30,000 total for each accident. If you want the cheapest coverage, you can get this 15/30 policy, however, you will be putting yourself at financial risk, because your insurance company will only cover you up to the limits of your purchased coverage.

New Wisconsin Car Insurance Law Benefits Drivers

The New Year is already looking up for Wisconsin drivers! By January 1, 2010, all of the provisions of the Truth in Auto Insurance law will be in effect - holding auto insurance providers accountable once again.

The New Year is already looking up for Wisconsin drivers! By January 1, 2010, all of the provisions of the Truth in Auto Insurance law will be in effect - holding auto insurance providers accountable once again.

Car Accidents in Egypt with Foreigners

Be absolutely free from the driving rules - is the most popular "law" in the Egypt for car holders. There are probably only women drive carefully but that fact doesn't decrease the count of accidents with people on the streets. Car accident may happen with anyone in any country. Here an a real example of financial fraud according to the car troubles.

California Insurance Agent Sentenced For Financial Fraud That Targeted Seniors

A Los Angeles area insurance agent accused of defrauding senior citizens will spend five years in jail and was ordered by the court to pay $1.2 million to compensate his victims.

A Los Angeles area insurance agent accused of defrauding senior citizens was sentenced to five years in jail and ordered by the court to pay $1.2 million to compensate his victims. He will serve his lockup time at the Los Angeles County Jail. He was accused of participating in a Ponzi scheme that targeted senior citizens in Los Angeles and surrounding areas. California financial elder abuse attorneys are glad he will be spending time in jail. 

E-Justice

E-justice, the use of Internet technology in handling various administrative procedures before, during and after the administration of justice, provides a host of possibilities throughout the legal process, from lobbying through to the provision of remote authoritative legal information and certificates. It is seen by many as the key to streamlining and expediting justice.