Insurance Companies' Profits Skyrocket, Even as Medical Malpractice Payouts Drop

A skilled pickpocket does not just take your wallet; he directs your attention elsewhere. When you notice you have been robbed, you blame someone else.

Insurance companies and their industry spokespeople are similarly skilled at misdirection. Doctors are understandably angry about the high price of malpractice insurance premiums – and patients are angry about the high cost of health care – at a time when insurance companies are reaping enormous profits. But lest this anger be directed at the insurers themselves, and result in action to regulate the insurance industry, spokespersons for the industry are quick to point the finger somewhere else. High premiums, they say, are the result of too many lawsuits and “skyrocketing” medical malpractice payouts. The problem with this argument? Medical malpractice payouts have actually decreased in recent years.

How To Deal With Sneaky Insurance Adjusters

If you need compensation for injuries due to an accident, you need to be aware of one important thing—insurance companies are in business to make—not give away—money!

Just because an adjuster is acting nice, that does not mean he is your friend. In fact, many insurance companies will pay the adjuster a bonus to settle your claim as soon as possible, with as little as possible.

Number one goal of the insurance adjuster

Did a Life Insurance Company Wrongfully Deny a Life or Diability Claim?

Individuals and families purchase life insurance policies for one reason: peace of mind. The purpose of life insurance is to provide protection in the rare but devastating event of the death of a loved one.

Such a death is often associated with unexpected financial challenges, such as medical bills, funeral expenses, loss of income, or the like. Life insurance offers protection against these financial strains. The beneficiaries of a life insurance policy receive a sum of money that they can use to offset such expenses. In this way, a life insurance policy provides protection against the unexpected.

Rhode Island Medical Malpractice Lawyers: Case Digest Malpractice Insurance

Medical malpractice and personal injury attorneys practicing in Rhode Island should be aware of a recent state Supreme Court decision that is helpful for our state’s consumers.

Rhode Island law has long required healthcare providers to have malpractice insurance, and that the malpractice insurance carriers hold certain amounts of professional liability coverage. R.I. Gen. Laws. § 42-14.1-2. Recently, the Rhode Island Supreme Court addressed whether medical providers could purchase self-insured retention plans to comply with the statute. 

Pennsylvania Nursing Home Care: A Passing Grade

Pennsylvania has been rated satisfactory in nursing home care grades. If your loved one was abused or neglected in a nursing home, contact an attorney.

Our law firm offers strong representation for individuals and families who suspect a loved one is suffering from nursing home abuse. Elderly populations are vulnerable to several types of abuse, including physical, emotional, verbal, sexual, and financial. Recently, a nonprofit advocacy group for nursing home residents used federal measures to rank the nursing home care in each state. Pennsylvania received a C.

Internet and Cyberspace Crime Law

Internet and Cyberspace Crime Law governs crimes on the internet. It is regulated by U.S. federal and state laws, as well as international laws. Cybercrime is one of the three general categories of Computer Crime. 

They are crimes that are committed through the use of computer networks and devices, although the crime committed does not target the actual computer or the network (Fraud and identity theft: phishing and pharming scams; corporate espionage; embezzlement; cyber terrorism; child pornography trafficking, and more). 

Criminal Law - a Guide to Penal Law

What is Criminal Law? 

Criminal law involves a system of legal rules designed to keep the public safe and deter wrongful conduct. Those who violate the law face incarceration, fines, and other penalties. The American criminal justice system is both complex, and adversarial in nature. With the exception of minor traffic violations, accused individuals will require the assistance of an attorney.